Vecta Stream

Messaging

Reach members where they already are.

Bulk SMS, loan alerts, OTP, and WhatsApp — wired into the core so a reminder is never a copy-paste from Excel.

SMS communications platform

Vecta SMS

Transactional first. Campaigns second.

SACCOs and firms come to us when loan reminders live in a workbook, or when a marketing blast cannot see who already paid. We connect the channel to the ledger: collections, arrears, disbursements, and OTPs share one member number.

  • Loan and savings alerts

    Disbursement, due date, and receipt — posted from the core.

  • Bulk with a brain

    Segments from products and arrears, not a raw phone dump.

  • WhatsApp journeys

    Balances, mini-statements, and support that still authenticates the member.

Talk messaging

Channels

What we wire in.

One member, one number, several ways to talk.

Bulk SMS

Campaigns with delivery reports and opt-out.

Transactional SMS

OTPs, receipts, and loan events.

WhatsApp

Self-service and support on the app members already open.

USSD hooks

Balances and mini-statements on feature phones.

API into your core

We post events; we do not invent a second member list.

Delivery analytics

What landed, what bounced, who paid after the nudge.

Messaging

Send us how you remind members today.

A spreadsheet is enough to start the conversation.

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